auto insurance-Dewitt
This entry was posted on Tuesday, October 9th, 2012 at 5:06 pm and is filed under Commercial Auto Insurance.auto insurance Dewitt MI Every year, more cars and drivers travel the highways. As this number increases, the possibility of accidents also increases. Automobile insurance can be the difference between a minor inconvenience and a major trial. So how do you know what insurance you need and how much to buy? Your insurance may be able to pay for the expenses from a car crash ranging from hospital bills to replacement costs. Car insurance is mandated by law in all states and provinces. Making the decision to drive without owning insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of any damage that you may have caused. Liability: Personal injury and property damage that you are responsible for will be paid for under this type of insurance. If you are in legal trouble, this type of insurance can pay for your legal fees. Recommended, more comprehensive levels of liability insurance are available that take care of more than the lower, state-mandated insurance. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It may also pay for lost wages, service replacement and funeral expenses. Local government typically sets minimum amounts. Medical Payments: This type of coverage is available in non-no-fault states and will pay regardless of who is responsible for an accident. If this type of coverage is bought, the insured person will receive coverage for all types of medical and funeral expenses. Collision: Damages that occur from a car accident will be paid for under this kind of insurance. Comprehensive: Cover your car from all non-collision damages when you buy this type of coverage. This includes protection from burglary, vandalism, and fire or flood damage. Uninsured Motorist: If you are hit by a driver without insurance, this type of insurance coverage will protect you. Under-Insured Motorist: Many drivers have liability insurance that might not be able to pay for all the expenses they are responsible for. Under-insured motorist coverage protects you from those drivers. Emergency road service, car rental, and other types of car insurance can also be purchased.
Source: http://ipfcubed.com/auto-insurance-dewitt/
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